How to Calculate Cashflow for a Rental Property in Quebec

How to calculate cashflow for a rental property in Quebec

Cashflow is one of the most important real estate metrics. It is the amount left every month after all expenses are paid.

Cashflow = Monthly income - Monthly expenses

Income examples

• Rent
• Parking
• Laundry
• Other income

Expense examples

• Mortgage
• Municipal and school taxes
• Insurance
• Maintenance and repairs
• Management (if applicable)

Montreal duplex example

Income: $2,700/month

Expenses: $2,200/month

Cashflow: +$500/month

Why it matters

Positive cashflow improves resilience and reinvestment capacity. Negative cashflow can fit specific growth strategies but requires stronger reserves.

How to improve cashflow

• Increase revenues (within local rules)
• Reduce recurring expenses
• Optimize financing terms

Try our free cashflow calculator.

Informational content only. For personalized advice, consult a qualified professional.